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TERMS AND CONDITIONS

Last Updated: 24-11-2025

Welcome to SMAHRT Medical Excellence Academy (“we”, “our”, “us”).

By accessing or using our website, purchasing our books, enrolling in our courses, or using any of our services, you agree to comply with and be bound by the following Terms and Conditions.

If you do not agree with these terms, please do not use our website or services.

1. Nature of Services

We provide:

  • Medical exam preparation books (physical and/or digital (e-books))

  • Online video-based courses

  • Study materials, notes, quizzes, and related educational content

  • Free guidance, counselling, and informational resources

All content is provided for educational purposes only.

2. Eligibility to Use Services

By using our website, you confirm that:

  • You are at least 18 years old, or

  • You are using the services under the supervision of a parent or legal guardian

3. Account Registration

To access certain services (such as online courses), you may be required to create an account.

You are responsible for:

  • Maintaining the confidentiality of your login credentials

  • All activities performed under your account

We are not responsible for unauthorized access due to user negligence.

4. Course Enrollment & Access

  • Access to paid online courses is granted only after successful payment

  • Course access is non-transferable

  • Login credentials are for individual use only

  • Sharing, reselling, or distributing course access is strictly prohibited

We reserve the right to suspend or terminate access if misuse is detected.

5. Books & Digital Content

Printed Books

  • Delivery timelines may vary depending on location

  • Any visible damage must be reported within 24 hours of delivery

Digital Books / PDFs / e-books

  • Delivered electronically

  • Non-transferable

  • Download links must not be shared

6. Pricing & Payments

  • All prices are listed in Indian Rupees (INR) unless stated otherwise

  • Prices are subject to change without prior notice

  • Payments are processed through secure third-party payment gateways

Upon successful payment:

  • An invoice will be generated automatically

  • Course access or order processing will begin

7. Refund & Cancellation Policy

Online Courses

  • Fees paid for online courses are non-refundable, due to their instantly accessible & digital nature

  • Once course access is granted, no refund will be issued

Digital Products

  • No refunds for digital products once delivered

Physical Books

  • Replacements are considered only in case of:

    • Damaged product

    • Incorrect product delivered

All replacement requests must be emailed to smahrt46@gmail.com with proof within 24 hours of delivery.

8. Exam Results Disclaimer

We do not guarantee:

  • Exam success

  • Rank, score, or selection

  • Performance improvement

Results depend on individual effort, preparation, and multiple external factors.

Our materials are designed to assist, not replace, textbooks, personal study and discipline.

9. Intellectual Property Rights

All content on this website, including but not limited to Videos, PDFs / e-books, Printed Books, Logos, Course materials & Website content is the intellectual property of SMAHRT.

You are not allowed to Copy, Reproduce, Distribute, Resell & Publicly share any content without written permission.

10. Prohibited Activities

You agree NOT to:

  • Share login credentials

  • Record or redistribute course videos, materials

  • Use content for commercial purposes

  • Attempt to hack, disrupt, or misuse the platform

Violation may lead to immediate termination of access without refund and appropriate legal actions.

11. Website Availability

We strive to ensure uninterrupted access, but:

  • Temporary downtime may occur due to maintenance or technical issues

  • We are not liable for service interruptions beyond our control

12. Third-Party Links & Services

Our website may contain links to third-party services (payment gateways, tools, etc.). We are not responsible for their Content, Policies & Practices of third-party websites. 

13. Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for indirect, incidental, or consequential damages

  • Our liability, if any, shall not exceed the amount paid by the user for the specific service

14. Privacy

Use of our website is also governed by our Privacy Policy, which explains how we collect and use personal data.

15. Modifications to Terms

We reserve the right to update or modify these Terms and Conditions at any time.

Changes will be effective immediately upon posting on the website.

16. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of courts located in TS, India.

17. Contact Information

For questions, support, or legal concerns, contact us at:

📧 Email: smahrt46@gmail.com

📞 Phone: +91-6300401637